Secure your future with USD
Universal Term Insurance
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Protection against life’s uncertainties
Universal Term Insurance
Universal Term Insurance
Life is full of uncertainties, but your loved ones’ future doesn’t need to be uncertain.
With UNITI, you can ensure that your family is financially protected, no matter where life takes you.
Our Universal Term Insurance plan provides a safety net that secures your family’s financial stability in the event of your untimely passing.
What Makes us Different?
Global Coverage
Whether you’re living in India or abroad, our plan offers comprehensive protection, giving you peace of mind wherever you are.
Affordable Premiums
Our term insurance plan is designed to fit your budget, offering high coverage at affordable premiums, so you can protect your family.
Easy Online Access
Manage your policy from anywhere in the world, user-friendly online platform Vault360. Check your policy details, pay premiums, and even update your information with just a few clicks.
No Hidden Costs
We believe in transparency. What you see is what you get no hidden fees or complicated terms, just straightforward protection.
How it works
Choose Your Coverage:
Select the coverage amount that best meets your family’s needs. We offer a range of options to ensure you find the perfect fit.
Pay Your Premiums:
Our affordable premiums can be paid annually, semi-annually, or monthly—whatever suits your financial planning.
Enjoy Peace of Mind:
Once you’re covered, you can rest easy knowing that your loved ones are protected.
Get Started Today
Don’t leave your family’s future to chance. Secure their tomorrow with UNITI. Get a quote today and take the first step towards peace of mind.
Who is this product for?
Who Is It For?
Universal Term Insurance is ideal for individuals who want to ensure their family’s financial security, no matter where they live or work.
Whether you’re a resident Indian, an NRI, or living abroad, our plan provides the protection you need in US Dollars.
Minimum 3 years
Maximum(80 minus age at entry) or 40 years whichever is lower
From a global lifestyle to the best healthcare in the world for your family or a world class education for your kids, HDFC Life International is here to open up possibilities for the Global Indian with US Dollar denominated innovative solutions.
HDFC International Life and Re Company Limited, IFSC Branch
FCRN: F06803 & IFSCA Registration No.: IFSCA/IIO/006/2022-23(Regulated by the IFSCA)
Registered Branch Office and Address for Correspondence: Office No. 213, Hiranandani Signature, Second Floor, Block 13B, Zone - 1, GIFT SEZ, Gift City, IFSC, Gandhinagar, Gujarat, India - 382050.
The registered marks including the name/letters "HDFC" in the name/logo of the Company/branch belongs to HDFC Bank Limited ("HDFC Bank") and the name/letters "HDFC Life" is used by HDFC Life Insurance Company Limited ("HDFC Life") and its subsidiary, HDFC International Life and Re Company Limited under a licence/agreement between HDFC Bank and HDFC Life.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
PLEASE EXERCISE CAUTION REGARDING DECEPTIVE PHONE CALLS AND FRAUDULENT OFFERS.